Let us help you every step of the way. When purchasing a Rancher Home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home - especially one with a suite - is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Expecially if you need a mortgage helper. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, we will make the process of purchasing a Rancher Home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that Sellers perceive you as a preferred Buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
We are always familiar with the current Rancher Homes on the market, and know the neighborhood values well, so we can help you determine which properties are fairly-priced and in good condition before you start your search.
Your first step to buying a Rancher Home on Vancouver Island is to first ask yourself why you want to buy a home: to stop paying rent? To become mortgage free? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like it to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about Rancher Home styles. How many bedrooms in the Rancher are you looking for? How much mortgage help do you need? How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Do you want a Rancher home with a basement or a Rancher home with a Loft? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage broker/company. This can be done over the phone or even online in a matter of minutes.
Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients especially as it relates to Rancher Homes with mortage helpers.
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
We are the specialists in Rancher Homes on the Island and have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can search here at our website for Rancher Homes by City/Area.
We will help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure your home buying experience is pleasant, cost-efficient, and successful.